Straight answers, no fine print.
Fees, timelines, buyers, contracts and marketing — everything wholesalers and cash buyers ask us.
Still have a question? Send us your deal and a real person will walk you through it.
Not a wholesaler? Homeowners can request a no-obligation cash offer for their house. Investors looking for Fix & Flip or Buy & Hold properties can apply for marketplace access, which our team approves by hand. Listing agents holding an off-market property can read how we work with agents, and marketers who need motivated-seller leads can explore Growth Lab.
If your question is about a specific contract, include the address, contract dates, asking price and any title or access issue you already know about. Specific details let us give a specific answer instead of a general one.
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Frequently Asked Questions
What is your fee structure?
Two options: (1) we split the assignment fee 60/40 in your favor, or (2) you keep your full assignment fee and our fee is added on top, paid by the buyer. Nothing is ever charged upfront.
Is there any upfront cost to submit a deal?
No. Submitting, reviewing and marketing your deal is free. We're only paid when the deal closes.
How fast can you find a buyer?
If the numbers work, we match a qualified cash buyer in under 72 hours — often the same day — through our network of 250,000+ cash buyers.
How quickly do you review a submission?
Every deal is reviewed by a real person within 24 hours. You'll get a clear yes, a counter on price, or a no with the reason.
Do you accept on-market (MLS) deals?
No. DispoKey is off-market only. Listed properties are politely declined so our buyers keep getting exclusive inventory.
What deal types do you take?
Off-market single-family, small multi-family, townhomes, condos, mobile homes and land — wholesale assignments, double closes and creative structures like subject-to and novations.
Why was my deal flagged as tight?
Our underwriting checks your price against 75% of ARV minus repairs. Deals above that line are hard for cash buyers to take. You can still submit, adjust the price, or use Growth Lab to find better-spread leads.
Can I submit a co-wholesale or daisy-chained deal?
Only if you can show the chain back to the contract holder with the seller. Unverified chains can't move forward — it protects the seller, the buyer and you.
Do you require exclusivity?
We ask for a 72-hour exclusive window so buyers see a clean, single source. If we don't match a buyer in that window, you're free to move on.
How do cash buyers join?
Fill out the buy-box application: markets, property types, price range and strategy. It takes about three minutes and is free.
Why do I need proof of funds to see addresses?
Full addresses are revealed only to buyers with proof of funds dated within the last 30 days. It keeps our wholesalers' deals protected from tire-kickers.
Who handles the closing?
We coordinate contracts, title, escrow and earnest money on the buyer side. If you have a preferred title company, we'll happily work with them.
When do I get paid?
At closing. The title company wires your share of the assignment fee directly to you.
What is Growth Lab?
Growth Lab is DispoKey's marketing arm. We run paid ads that bring you motivated off-market sellers, so you have more contracts worth dispositioning.
How much does Growth Lab cost?
$1,500 per month for management, plus your ad spend. Typical cost per lead runs $55–$70 in metro markets and $30–$45 in secondary markets; our best campaigns have hit $25 a lead.
References & Authoritative Sources
- National Association of Realtors — housing market research and statistics.
- Federal Trade Commission — mortgage-shopping guidance.
- U.S. Department of Housing and Urban Development — homebuyer resources.
Ready to get started?
Submit your deal for a free, no-obligation review. 72-hour buyer-match guarantee, 60/40 split in your favor.