Wholesale Dispo Calculator

Free tool for wholesalers — plug in ARV, repair estimate, and your contract price to instantly model your assignment fee, max allowable offer (MAO), and buyer spread.

Built by the DispoKey dispo desk based on the underwriting we apply to every deal that comes through our network.

What the calculator gives you

Maximum Allowable Offer (MAO) at 65%, 70%, and 75% of ARV
Projected assignment fee at your contract price
Buyer net profit after repairs and holding
Quick sanity check before you lock a contract

Frequently Asked Questions

Is the calculator free?

Yes. 100% free with no signup required.

What ARV percentage should I use?

Most cash buyers underwrite to 70% of ARV minus repairs. Aggressive markets compress to 75%; tougher markets demand 65%.

Does it work for novation and sub-to?

The MAO logic is built for assignment dispo. Novation and sub-to use different math — message your DispoKey dispo agent for those.

References & Authoritative Sources

National Association of Realtors — housing market research and statistics.
Federal Trade Commission — consumer guidance on buying and selling homes.
U.S. Department of Housing and Urban Development — homebuyer resources.

Ready to get started?

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