Underwrite a cash offer in minutes.
Free and open: comps, ARV, repairs, MAO and novation numbers on one screen.
Instant cash offer
Your WholeValue target is DispoKey's proprietary offer benchmark, built from Zillow, Redfin, Realtor.com and county data. On its own, it's enough to make a confident offer — comps and repairs below simply sharpen it.
WholeValue target
$0
Stay at or under this and the deal works.
Key Value · Value index
$0
Blended as-is market value
Conservative ARV
$0
Market ARV $0
Novation · seller gets
$0
If you choose $20,000 profit — you can set more
The property
Start with the address and basics
Value estimates
Enter what each site shows — blanks are fine
At least two estimates unlock your WholeValue target.
Repairs
Pick the condition — costs use your price per sq ft
Your offers
What to say to the seller — and what you'll make
MAO % of ARV
Default is 72% under $150k ARV, 75% above. Drag to use your own.
Initial offer
$0
Open here
Max offer
$0
Walk away above this
Ideal buyer price
$0
Buyer target $0 · lowest to accept
Your assignment fee
$0
Initial offer → ideal buyer price
Novation option
When a cash offer is too low, sell the home at retail on the seller's behalf. Set the profit you want — we'll show the price to offer the seller.
If you choose $20,000 profit. You can make more than that — raise your profit to see the new price.
Recently sold comps
Closed sales near the property
At least 3 sold comps recommended.
Adjusted PPSF
—
Lower quartile PPSF
—
Active & pending listings
Your on-market competition
At least 3 active or pending listings recommended.
Active PPSF
Not used
Add listings to compare against your competition
Numbers work? Get it in front of buyers.
We match your contract with vetted cash buyers inside 72 hours.
Estimates for screening only, not an appraisal or financial advice. Verify comps and repairs before you sign.
Deal diagnostic
Add your value estimates and comps — we'll grade the deal against your WholeValue target.
Got a deal locked up?
Send it to us. We match it with verified cash buyers within 72 hours.