Divorcing? Sell the house on one agreed date

    When neither of you wants to keep the house, a neutral cash buyer turns it into a single number to divide — no months of showings while you're living apart.

    • No repairs or cleaning
    • No agent commissions
    • Funds held by title

    The short answer

    DispoKey buys houses for cash from divorcing and separating couples, giving both spouses one written offer, a closing date they agree on, and proceeds the title company can split according to the settlement or court order.

    What weighs on you

    We hear this every week

    Shared debt

    The mortgage ties you together until it's paid off.

    Endless decisions

    Repairs, price drops and offers all need two signatures.

    Emotion in every showing

    Strangers walking through a home you're leaving.

    Funds held by a neutral title companyHomes in any conditionYou pick the closing dayInvestor buyers competeNo obligation, everAnswers in 24–48 hoursFunds held by a neutral title companyHomes in any conditionYou pick the closing dayInvestor buyers competeNo obligation, everAnswers in 24–48 hours

    Side by side

    Your options, honestly compared

    Most homeowners pick

    Direct sale with DispoKey

    Decisions to agree on
    One — accept the offer
    Refinance required
    No
    Time to close
    As little as 10–14 days
    Proceeds split by title
    Yes

    One spouse buys out

    Decisions to agree on
    Value, refinance, terms
    Refinance required
    Usually
    Time to close
    Depends on qualifying
    Proceeds split by title
    N/A

    List with an agent

    Decisions to agree on
    Dozens over months
    Refinance required
    No
    Time to close
    Often 2–4 months
    Proceeds split by title
    Yes

    How it works

    Four calm steps, at your pace

      1

      One offer to both of you

      We send the same written offer to both spouses and attorneys.

      2

      Agree on a date

      Pick a closing date that fits the settlement.

      3

      Sign separately

      No need to be in the same room — separate or remote signing.

      4

      Title divides the proceeds

      Per your settlement, divorce decree or written instructions.

    Why a neutral buyer reduces conflict

    A traditional listing asks two people who may barely be speaking to agree on a list price, repairs, every offer and every price cut. A cash offer asks one question: yes or no. That simplicity is often worth more than squeezing out the last dollar.

    Talk to your attorney first

    Who can sell, and how the money is divided, depends on your state's property laws and your case. Your family law attorney or mediator should review any sale. We'll provide whatever documentation they need.

    This page is general information, not legal, tax or financial advice. Rules vary by state; for your specific situation, talk with a licensed attorney, tax professional or HUD-approved housing counselor.

    Questions homeowners ask

    Related situations

    See your options today

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