DispoKey

    Remodel stalled? Sell it unfinished

    Gutted kitchen, open walls, a contractor who disappeared — we buy the project as it stands, so you don't have to fund the rest of it.

    • No repairs or cleaning
    • No agent commissions
    • Funds held by title

    The short answer

    DispoKey buys half-renovated and unfinished houses as-is for cash, including homes with open permits, gutted rooms or abandoned contractor work, so the owner doesn't have to fund or manage the rest of the project.

    What weighs on you

    We hear this every week

    Budgets overrun

    Unexpected problems surface once walls are open.

    Can't finance it

    Unfinished homes rarely qualify for mortgages.

    Permits hang over you

    Open permits can complicate a sale.

    Funds held by a neutral title companyHomes in any conditionYou pick the closing dayInvestor buyers competeNo obligation, everAnswers in 24–48 hoursFunds held by a neutral title companyHomes in any conditionYou pick the closing dayInvestor buyers competeNo obligation, everAnswers in 24–48 hours

    Side by side

    Your options, honestly compared

    Most homeowners pick

    Direct sale with DispoKey

    Money to finish
    None
    Open permits
    We work through them
    Buyer pool
    Cash — no lender
    Time
    As little as 10–14 days

    Finish it yourself

    Money to finish
    All of it
    Open permits
    You close them
    Buyer pool
    Wide after finish
    Time
    Months

    List as-is

    Money to finish
    Buyer discounts it heavily
    Open permits
    Buyer's lender may balk
    Buyer pool
    Mostly investors
    Time
    Uncertain

    How it works

    Four calm steps, at your pace

      1

      Share the project status

      Plans, permits and what's left to do.

      2

      Walkthrough

      We see the work in person.

      3

      As-is offer

      Including the unfinished work.

      4

      Close

      We take over the project.

    Open permits and unpermitted work

    Title or the city may flag open permits during closing. Depending on the city, they can sometimes be closed, transferred or handled by the buyer. Unpermitted work should be disclosed. Your local building department can tell you what's on record.

    When to sell rather than finish

    If finishing would cost more than it adds in value — or you simply can't take on more debt or stress — selling the project can be the smart financial move. We'll show you the numbers.

    This page is general information, not legal, tax or financial advice. Rules vary by state; for your specific situation, talk with a licensed attorney, tax professional or HUD-approved housing counselor.

    Questions homeowners ask

    Related situations

    See your options today

    Free, private and no obligation. You decide what happens next.