DispoKey

    Foundation, roof or mold? No repairs required

    Big structural problems are where traditional deals fall apart — after the inspection. We price them in up front so there's nothing to renegotiate.

    • No repairs or cleaning
    • No agent commissions
    • Funds held by title

    The short answer

    DispoKey buys houses with foundation damage, failing roofs, black mold and other major structural problems as-is for cash, pricing the repairs into the offer up front so there are no inspection renegotiations.

    What weighs on you

    We hear this every week

    Deals die at inspection

    Buyers renegotiate or walk away.

    Lenders say no

    FHA and VA appraisals flag safety issues.

    Repairs are expensive

    And often uncover more problems.

    Funds held by a neutral title companyHomes in any conditionYou pick the closing dayInvestor buyers competeNo obligation, everAnswers in 24–48 hoursFunds held by a neutral title companyHomes in any conditionYou pick the closing dayInvestor buyers competeNo obligation, everAnswers in 24–48 hours

    Side by side

    Your options, honestly compared

    Most homeowners pick

    Direct sale with DispoKey

    Repair cost to you
    None
    Inspection renegotiation
    None — priced up front
    Financing hurdles
    None — cash
    Time to close
    As little as 10–14 days

    Repair, then list

    Repair cost to you
    All of it
    Inspection renegotiation
    Possible
    Financing hurdles
    Fewer after repairs
    Time to close
    Months

    List as-is with an agent

    Repair cost to you
    Often a big price cut
    Inspection renegotiation
    Very likely
    Financing hurdles
    Many loans won't fund
    Time to close
    Uncertain

    How it works

    Four calm steps, at your pace

      1

      Share what you know

      Old inspection reports and repair quotes help.

      2

      Walkthrough

      One visit to see the problem ourselves.

      3

      Firm as-is offer

      We don't come back with a lower number later.

      4

      Close

      On your date.

    Disclosure still matters

    Most states require sellers to disclose known material defects, even in an as-is sale. Tell us what you know; it doesn't scare us and it protects you. Your state's disclosure form or a real estate attorney can tell you exactly what's required.

    Why structural issues kill traditional sales

    Government-backed loans set minimum property standards for safety and soundness. When an appraiser or inspector flags foundation movement, active leaks or mold, the deal may stall until repairs are made. A cash purchase skips that requirement entirely.

    This page is general information, not legal, tax or financial advice. Rules vary by state; for your specific situation, talk with a licensed attorney, tax professional or HUD-approved housing counselor.

    Questions homeowners ask

    Related situations

    See your options today

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